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Types of Coverage

Cunningham & Cunningham is proud to offer a wide variety of insurance options to meet any need you may have. Listed below are our primary types of insurance coverages.


If you do not see the type of coverage you want please contact us and let us know as we are more than likely able to work with our underwriters and create a policy completely custom to your needs.


Care, Custody, Control

Legal liability coverage designed to defend you in the event that someone else’s horse is injured or dies while in your care.

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Equine Farm & Ranch Policies

 Insurance for any horse farm owner. The farm policy offers both flexibility and broad protection at a competitive price.

Horse Owners Liability

A liability program for horse owners that can provide the necessary legal liability protection for most horse related operations.



Mortality Insurance is a “life insurance” policy for your horse, with the owner of the horse as the beneficiary.


Private Horse Owners Policy

The Private Horse Owners Policy provides protection for bodily injury or property damage caused by your horse ownership. 

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Race Horse Liability

A liability policy to cover the unique liability exposures of Race Horse Owners for injury or damage caused by the horses.

Stable Commercial Liability Policy

This horse liability insurance offers protection for stable owners, trainers, instructors, and others in the horse business.



Our umbrella provides

excess coverage over

and above the limits of your other liability policy or policies. 

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